Payment Policy

This document explains how payments and billing work at Covlary.

1. Payment Methods We Accept

We offer a range of secure payment options so checkout stays simple. You can pay using:

• Shop Pay
• Credit and debit cards: Visa, Mastercard, American Express, Discover, Diners Club, Maestro, and UnionPay
• Digital wallets: Apple Pay and Google Pay
• Klarna (pay later / installments, where available)

All payments are processed in United States Dollars (USD).

2. How Payments Are Processed

• Payment is taken at the time you place your order.
• Orders aren't processed or shipped until payment clears in full.
• If a payment is declined or fails, the order won't be confirmed.

3. Pricing and Currency

• All prices on covlary.com are shown in USD.
• Prices may change without notice.
• Any applicable taxes and shipping fees are calculated at checkout.

4. Secure Payments

• Payments are securely handled through Shopify Payments and other trusted, PCI-compliant payment providers.
• All transactions are protected with SSL encryption.
• We don't store your full card or payment details on our systems.

5. Refunds and Chargebacks

• Refunds follow our Refund & Return Policy.
• We dispute chargebacks made without justification.
• If anything goes wrong, please contact us first at Support@covlary.com.

6. Fraud Prevention

• We may cancel or hold any order we suspect involves fraud or unauthorized activity.
• For higher-value transactions, we may ask for additional identity verification.

7. Contact Information